Mountain West · Wyoming · First lien
Commercial real estate loans in Cheyenne, WY.
First-position hard money and bridge loans on commercial and multifamily property in Cheyenne, Wyoming — typically $1M–$5M, larger considered. Reviewed and decided directly by the principals.
Market context
The Cheyenne economy behind the collateral.
Cheyenne serves as Wyoming's state capital and a rail and logistics center along the Union Pacific mainline.
Wyoming's economy is centered on energy production, including coal, oil and natural gas, along with tourism tied to its national parks and mountain landscapes, and a smaller agricultural base. Its low population density concentrates commercial activity in a limited number of towns.
Economic anchors
- Wyoming State Capitol
- F.E. Warren Air Force Base
- Union Pacific rail hub
Common financing needs include industrial and logistics assets near rail infrastructure and office space tied to government employment.
By property type
Wyoming loans by asset class.
We lend on the property types our team has owned and operated. Each page covers what we underwrite first and the situations we see most.
Loan uses
What Cheyenne borrowers use us for.
- Acquisitions with a hard closing date
- Refinance of a maturing or defaulted loan
- Bridge to stabilization, sale or permanent debt
- Cash-out against existing equity
- Renovation, repositioning and value-add capital
- Partner buyouts and recapitalizations
- Discounted note payoffs and lender-driven deadlines
- Situations a bank or agency lender will not close in time
Selling a property in Cheyenne? Stokley also buys commercial and multifamily real estate as a principal. Submit it for acquisition.
Hard money lending guidelines
Asset-based financing. We focus on the property's value and the owner's equity, not a credit score. Low credit does not rule out a request. Every deal is subject to underwriting.
- Annual rate
- From 11.5%
- Origination
- From 2% of the loan amount
- Term
- 6 to 12 months
- Payments
- Interest only
- Loan-to-value
- Up to 70%
- Lien position
- First position only
Third party closing costs are separate.
Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.
Request loan terms
Cheyenne, WY loan request.
Questions
Cheyenne, WY lending, answered.
- Does Stokley Capital provide loans in Cheyenne, WY?
- Yes. We provide first-position, business-purpose loans on commercial and multifamily property in Cheyenne, Wyoming — typically $1M–$5M, with larger loans considered.
- Does Stokley buy property in Cheyenne, WY?
- Yes. Stokley acquires commercial and multifamily real estate as a principal across asset classes. Submit any property for sale and we will review it.
- What kinds of Cheyenne loan requests do you see?
- Common financing needs include industrial and logistics assets near rail infrastructure and office space tied to government employment.
- What should a Cheyenne loan request include?
- Property address and type, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Do you lend in second position?
- No. Stokley Capital lends in first position only.
- Do you publish rates or leverage?
- Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Other Wyoming markets
Nearby states
Next step
Have a Cheyenne property to finance?
Send the property, the amount and the deadline. A principal will respond directly.