Mountain West · Utah · First lien
Commercial real estate loans in Provo, UT.
First-position hard money and bridge loans on commercial and multifamily property in Provo, Utah — typically $1M–$5M, larger considered. Reviewed and decided directly by the principals.
Market context
The Provo economy behind the collateral.
Provo has developed a technology and startup economy alongside Brigham Young University, contributing to its identity within the Silicon Slopes corridor.
Utah's economy combines technology and software growth along the Wasatch Front, financial services, outdoor recreation and tourism, and a logistics base tied to its central mountain-region location. State university research and a young, educated workforce have supported expansion in the “Silicon Slopes” tech corridor.
Economic anchors
- Brigham Young University
- Silicon Slopes technology employers
- Utah Valley business base
Requests here often involve student housing near campus and office space for growing technology tenants.
By property type
Utah loans by asset class.
We lend on the property types our team has owned and operated. Each page covers what we underwrite first and the situations we see most.
Loan uses
What Provo borrowers use us for.
- Acquisitions with a hard closing date
- Refinance of a maturing or defaulted loan
- Bridge to stabilization, sale or permanent debt
- Cash-out against existing equity
- Renovation, repositioning and value-add capital
- Partner buyouts and recapitalizations
- Discounted note payoffs and lender-driven deadlines
- Situations a bank or agency lender will not close in time
Selling a property in Provo? Stokley also buys commercial and multifamily real estate as a principal. Submit it for acquisition.
Hard money lending guidelines
Asset-based financing. We focus on the property's value and the owner's equity, not a credit score. Low credit does not rule out a request. Every deal is subject to underwriting.
- Annual rate
- From 11.5%
- Origination
- From 2% of the loan amount
- Term
- 6 to 12 months
- Payments
- Interest only
- Loan-to-value
- Up to 70%
- Lien position
- First position only
Third party closing costs are separate.
Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.
Request loan terms
Provo, UT loan request.
Questions
Provo, UT lending, answered.
- Does Stokley Capital provide loans in Provo, UT?
- Yes. We provide first-position, business-purpose loans on commercial and multifamily property in Provo, Utah — typically $1M–$5M, with larger loans considered.
- Does Stokley buy property in Provo, UT?
- Yes. Stokley acquires commercial and multifamily real estate as a principal across asset classes. Submit any property for sale and we will review it.
- What kinds of Provo loan requests do you see?
- Requests here often involve student housing near campus and office space for growing technology tenants.
- What should a Provo loan request include?
- Property address and type, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Do you lend in second position?
- No. Stokley Capital lends in first position only.
- Do you publish rates or leverage?
- Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Other Utah markets
Nearby states
Next step
Have a Provo property to finance?
Send the property, the amount and the deadline. A principal will respond directly.