Midwest · Missouri · First lien
Commercial real estate loans in Kansas City, MO.
First-position hard money and bridge loans on commercial and multifamily property in Kansas City, Missouri — typically $1M–$5M, larger considered. Reviewed and decided directly by the principals.
Market context
The Kansas City economy behind the collateral.
Kansas City is a major rail and freight logistics hub with a diversified economy spanning agribusiness, financial services, and manufacturing including automotive assembly.
Missouri's economy combines agribusiness and food processing, freight and rail logistics at the crossroads of the country, and corporate headquarters activity in Kansas City and St. Louis. Healthcare and biotechnology research add further depth.
Economic anchors
- Kansas City International Airport
- BNSF Railway operations
- Cerner/Oracle Health campus
Financing needs often involve industrial and distribution assets tied to the region's rail and highway logistics network.
By property type
Missouri loans by asset class.
We lend on the property types our team has owned and operated. Each page covers what we underwrite first and the situations we see most.
Loan uses
What Kansas City borrowers use us for.
- Acquisitions with a hard closing date
- Refinance of a maturing or defaulted loan
- Bridge to stabilization, sale or permanent debt
- Cash-out against existing equity
- Renovation, repositioning and value-add capital
- Partner buyouts and recapitalizations
- Discounted note payoffs and lender-driven deadlines
- Situations a bank or agency lender will not close in time
Selling a property in Kansas City? Stokley also buys commercial and multifamily real estate as a principal. Submit it for acquisition.
Hard money lending guidelines
Asset-based financing. We focus on the property's value and the owner's equity, not a credit score. Low credit does not rule out a request. Every deal is subject to underwriting.
- Annual rate
- From 11.5%
- Origination
- From 2% of the loan amount
- Term
- 6 to 12 months
- Payments
- Interest only
- Loan-to-value
- Up to 70%
- Lien position
- First position only
Third party closing costs are separate.
Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.
Request loan terms
Kansas City, MO loan request.
Questions
Kansas City, MO lending, answered.
- Does Stokley Capital provide loans in Kansas City, MO?
- Yes. We provide first-position, business-purpose loans on commercial and multifamily property in Kansas City, Missouri — typically $1M–$5M, with larger loans considered.
- Does Stokley buy property in Kansas City, MO?
- Yes. Stokley acquires commercial and multifamily real estate as a principal across asset classes. Submit any property for sale and we will review it.
- What kinds of Kansas City loan requests do you see?
- Financing needs often involve industrial and distribution assets tied to the region's rail and highway logistics network.
- What should a Kansas City loan request include?
- Property address and type, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Do you lend in second position?
- No. Stokley Capital lends in first position only.
- Do you publish rates or leverage?
- Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Other Missouri markets
Next step
Have a Kansas City property to finance?
Send the property, the amount and the deadline. A principal will respond directly.