West · Alaska · First lien
Commercial real estate loans in Fairbanks, AK.
First-position hard money and bridge loans on commercial and multifamily property in Fairbanks, Alaska — typically $1M–$5M, larger considered. Reviewed and decided directly by the principals.
Market context
The Fairbanks economy behind the collateral.
Fairbanks serves as an interior Alaska logistics and military center, supported by a large Army and Air Force presence and its position along the trans-Alaska pipeline system.
Alaska's economy is dominated by oil and gas production, commercial fishing, and military installations, with logistics and tourism as significant secondary drivers given the state's role as a transpacific air cargo hub.
Economic anchors
- Fort Wainwright
- Eielson Air Force Base
- University of Alaska Fairbanks
- Trans-Alaska Pipeline System
Stokley Capital reviews financing for workforce housing and small-format retail tied to Fairbanks' military and logistics-driven population base.
By property type
Alaska loans by asset class.
We lend on the property types our team has owned and operated. Each page covers what we underwrite first and the situations we see most.
Loan uses
What Fairbanks borrowers use us for.
- Acquisitions with a hard closing date
- Refinance of a maturing or defaulted loan
- Bridge to stabilization, sale or permanent debt
- Cash-out against existing equity
- Renovation, repositioning and value-add capital
- Partner buyouts and recapitalizations
- Discounted note payoffs and lender-driven deadlines
- Situations a bank or agency lender will not close in time
Selling a property in Fairbanks? Stokley also buys commercial and multifamily real estate as a principal. Submit it for acquisition.
Hard money lending guidelines
Asset-based financing. We focus on the property's value and the owner's equity, not a credit score. Low credit does not rule out a request. Every deal is subject to underwriting.
- Annual rate
- From 11.5%
- Origination
- From 2% of the loan amount
- Term
- 6 to 12 months
- Payments
- Interest only
- Loan-to-value
- Up to 70%
- Lien position
- First position only
Third party closing costs are separate.
Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.
Request loan terms
Fairbanks, AK loan request.
Questions
Fairbanks, AK lending, answered.
- Does Stokley Capital provide loans in Fairbanks, AK?
- Yes. We provide first-position, business-purpose loans on commercial and multifamily property in Fairbanks, Alaska — typically $1M–$5M, with larger loans considered.
- Does Stokley buy property in Fairbanks, AK?
- Yes. Stokley acquires commercial and multifamily real estate as a principal across asset classes. Submit any property for sale and we will review it.
- What kinds of Fairbanks loan requests do you see?
- Stokley Capital reviews financing for workforce housing and small-format retail tied to Fairbanks' military and logistics-driven population base.
- What should a Fairbanks loan request include?
- Property address and type, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Do you lend in second position?
- No. Stokley Capital lends in first position only.
- Do you publish rates or leverage?
- Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Other Alaska markets
Nearby states
Next step
Have a Fairbanks property to finance?
Send the property, the amount and the deadline. A principal will respond directly.