Lending · First lien · $1M–$5M typical
Rescue capital for commercial real estate
Capital for a property facing a loan maturity, a lender deadline or a business plan that has fallen behind.
In short
Rescue capital is financing for a commercial property under pressure — a loan maturity, a lender deadline or a stalled business plan — used to repay existing debt while the plan is completed. Each request is reviewed by a principal, and every deal goes through underwriting.
Hard money lending guidelines
- Annual rate
- From 11.5%
- Origination
- From 2% of the loan amount
- Term
- 6 to 12 months
- Payments
- Interest only
- Loan-to-value
- Up to 70%
- Lien position
- First position only
Third party closing costs are separate.
Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.
Situations where rescue capital is considered
Rescue capital is for a property with a defined path forward that has run out of time with its current financing.
- A maturing loan with no conventional takeout in place
- A lender requiring repayment or a paydown
- A renovation or lease-up that has stalled
- A partner buyout or recapitalization
What to send
Be specific about the deadline and what is driving it.
- Property type, address and market
- Existing debt, balance and maturity or lender deadline
- Current occupancy, income and operating expenses
- The amount sought and the deadline
- The plan to complete the business plan and the intended exit
How the request is reviewed
A principal reviews the property, the existing debt and whether the plan to exit a new loan holds up. Every deal goes through underwriting and has specific terms.
Request loan terms
Submit a rescue capital request.
Questions
Answers before you ask.
- What is rescue capital in commercial real estate?
- Rescue capital is financing used to repay or replace existing debt on a commercial property facing a maturity, a lender deadline or a stalled business plan, while the owner completes the plan.
- What should I include with a rescue capital request?
- The property and market, the existing debt and its deadline, current operations, the amount sought and the plan to exit a new loan.
- Is a request a commitment to lend?
- No. Every term sheet is different. Every deal goes through underwriting and has specific terms. The guidelines on this page are not a commitment to lend.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Next step
Facing a lender deadline?
Send the property, the amount and the deadline. A principal will respond directly.