Private real estate investment firm · Business-purpose loans
Hard money loans, underwritten by real estate operators.
Stokley Capital makes $1M–$5M hard money and bridge loans secured by commercial and multifamily real estate nationwide — underwritten by people who have owned and run the same kinds of properties.
Plan. Structure. Perform.
We underwrite loans the way we underwrite our own acquisitions — from how the property actually operates, not from the pro forma.
- Lien
- First only
- Typical loan
- $1M–$5M
- Coverage
- Nationwide
Lending
Capital for the deal a bank can't close in time.
Every loan is first-lien and secured by real property. We size it to the asset, the basis and the exit — and you hear a direct answer from a principal, not a credit committee queue.
Hard money loans
Asset-based, first-lien loans sized to the property and the plan — not to a bank's credit box.
Bridge loans
Short-term capital to carry a property through lease-up, renovation or a maturity to its next financing.
Acquisition loans
Purchase financing for properties under contract when the timeline or condition doesn't fit a conventional lender.
Value-add loans
Capital tied to a defined renovation, re-tenanting or repositioning plan with a clear exit.
Common situations
- Acquisitions with a hard closing date
- Refinance of a maturing or defaulted loan
- Bridge to stabilization, sale or permanent debt
- Cash-out against existing equity
- Renovation, repositioning and value-add capital
- Partner buyouts and recapitalizations
- Discounted note payoffs and lender-driven deadlines
- Situations a bank or agency lender will not close in time
National coverage
National reach, not a regional list.
We review first-position loan requests nationwide — 176+ metro pages, plus the secondary and tertiary markets between them. Each state and metro has its own page with local market context and a direct request form.
Browse all states and metros
Property types
We lend on what we've owned.
Our lending covers the asset classes our team has acquired, operated and repositioned itself. That operating experience is how we get comfortable with transitional properties other lenders pass on.
Multifamily
Apartment communities from garden-style to mid-rise, stabilized or in transition. Multifamily is the asset we know best as an owner-operator, which is why it is the core of our lending.
Hotels & Hospitality
Flagged and independent hotels, select-service to full-service. We have owned and operated hotels, so we underwrite the operation — not only the appraisal.
Retail
Neighborhood and community centers, strip retail, single-tenant and pad sites. We have owned and leased retail, so tenancy and rollover are underwritten tenant by tenant.
Office
Suburban and urban office, medical office and flex. Conventional office lending has largely retreated; we still lend where basis and a leasing plan are credible.
Industrial
Warehouse, distribution, light manufacturing, flex and small-bay industrial. Functional utility and the tenant base drive the decision.
Mixed-Use
Ground-floor retail with residential or office above, in urban and main-street locations. Each component is underwritten on its own before the whole is sized.
Self-Storage
Climate-controlled and drive-up self-storage, including conversions and expansions. Operations and local supply decide the loan.
Manufactured Housing
Manufactured housing and mobile home communities. Lot-rent economics, infrastructure and ownership of homes are the key variables.
Owner-operator
We have owned and operated across the asset classes.
Multifamily, hotels, retail, office and more. Having run these properties — through leasing, renovation, brand standards and lender negotiations — is what lets us underwrite a loan on the operation, not just the appraisal.
- Multifamily
- Hotels
- Retail
- Office
- Industrial
- Mixed-use
Acquisitions
Selling? We buy too.
Stokley acquires commercial and multifamily real estate nationwide as a principal — on- or off-market, stabilized or distressed. Send us the deal. We review every submission and give you a direct answer.
- On- and off-market sales
- Distressed, REO and lender-driven sales
- Note sales and discounted payoffs
- Partnership, estate and 1031 timing sales
How it works
From request to decision, without the queue.
If a loan fits, you will hear that quickly. If it doesn't, you will hear that quickly too.
- 01
Submit
Property, location, amount, purpose and timeline. No application fee and no portal.
- 02
Direct read
A principal reviews the request and tells you quickly whether it fits.
- 03
Term sheet
If it fits, we size and structure the loan against the property and the exit.
- 04
Close
Diligence, documents and funding, coordinated directly with the decision-makers.
Principals
The people you talk to make the decision.
President
Benjamin Holland
Leads acquisitions, lending decisions and portfolio management, with deep experience underwriting value-add and transitional real estate across asset classes.
VP Legal
Fred Garvet
Manages transaction legal, title and loan documentation, and structures complex situations so they can close.
VP Marketing & Deal Flow
Howard Weiss
Runs borrower and broker relationships nationwide and is the first point of contact on every loan request.
Contact via LemonanaBrokers & intermediaries
Bring us the loan. We protect the relationship.
Mortgage brokers, advisors and investment sales brokers get a direct read, a clear process and a capital partner that does not go around them.
Working with intermediariesStraight answers
- What kind of loans does Stokley Capital make?
- First-position loans secured by commercial and multifamily real estate — hard money, bridge, acquisition, refinance and value-add loans. Loans are typically $1M–$5M, and larger loans are considered.
- Where do you lend?
- Nationwide — major metros, secondary and tertiary markets — subject to state requirements.
- Do you take second liens or mezzanine positions?
- No. Stokley Capital lends in first position only.
- Does Stokley buy property too?
- Yes. Stokley acquires commercial and multifamily real estate nationwide as a principal, across asset classes — on- or off-market, stabilized or distressed. Send any property for sale and we will review it.
- Are you a broker?
- No. Stokley Capital is a private real estate investment firm that provides business-purpose loans. Requests are reviewed and decided in-house, not shopped to a panel of lenders.
Have a loan request?
Send the property, the amount and the deadline.
A principal will review it and give you a direct answer on fit.