Northeast · Self-Storage · First lien
Self-storage hard money loans in Vermont.
First-position self-storage loans across Vermont — typically $1M–$5M, larger considered — for acquisitions, maturities, bridge and value-add plans. Reviewed and decided directly by the principals.
Stokley Intelligence · Updated September 2026
Self-Storage Market Data 2026
A sourced view of U.S. self-storage fundamentals—occupancy, rents, new supply and capital markets—and the situations they may create for owners, lenders and investors.
Vermont market context
The economy behind the collateral.
Vermont's economy relies on tourism tied to its mountains and rural landscape, small-scale manufacturing, agriculture, and healthcare and education institutions concentrated in Burlington. The state's economic base is smaller and more rural than most of the Northeast.
- Tourism and recreation
- Healthcare
- Higher education
- Agriculture and food production
- Small-scale manufacturing
Self-Storage underwriting
What we look at first.
- Physical and economic occupancy
- Street rates, in-place rates and discounting
- Management platform and revenue systems
- New supply within the trade area
- Expansion land and conversion costs
Situations
Self-storage loans we see in Vermont.
- Lease-up after a new build or conversion
- Acquisitions from mom-and-pop owners
- Expansion capital on existing facilities
- Maturities on facilities still stabilizing
Selling a self-storage property in Vermont? Stokley also buys real estate as a principal. Submit it for acquisition.
Vermont metros
Local lending pages.
We lend across Vermont, not only in these metros. Each page covers the local economy and a direct request form.
Hard money lending guidelines
- Annual rate
- From 11.5%
- Origination
- From 2% of the loan amount
- Term
- 6 to 12 months
- Payments
- Interest only
- Loan-to-value
- Up to 70%
- Lien position
- First position only
Third party closing costs are separate.
Every term sheet is different. Every deal goes through underwriting and has specific terms. These are guidelines, not a commitment to lend.
Request loan terms
Vermont self-storage loan request.
Questions
Vermont self-storage loans, answered.
- Does Stokley Capital make self-storage loans in Vermont?
- Yes. We make first-position self-storage hard money and bridge loans throughout Vermont, including Burlington and smaller markets.
- How large are your Vermont self-storage loans?
- Typically $1M–$5M, first lien. Larger loans are considered.
- What should a Vermont self-storage loan request include?
- Property address, loan amount and purpose, current income and occupancy, existing debt, the business plan and the deadline. Rent rolls and operating statements help but are not needed for a first read.
- Are you a broker?
- No. Stokley Capital is a private real estate owner-operator that provides business-purpose loans. Decisions are made by the principals.
Nothing on this website is an offer to lend or a commitment of capital. All loans are subject to underwriting, due diligence, documentation and approval. Published lending guidelines are for general guidance only. Every deal goes through underwriting and has specific terms.
Other property types in Vermont
Self-storage loans nearby
Next step
Financing self-storage in Vermont?
Send the property, amount and deadline. A principal will respond directly.